Get a loan that’s both flexible, in case you can pay it off early or can afford to overpay, and unsecured, so you don’t immediately put your home at risk.
With repayments, predictable is good. Sign on to a fixed interest rate so you don’t get surprised with a sudden interest rate rise.
Consider saving money by avoiding payment protection insurance unless you’re sure you need it.
Finally, APR is something, but TAR is everything. Check how much a loan will actually cost you in terms of real money.
Online Loans Application